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Category: Personal Insurance

Don’t Let Water Damage Soak Through Your Savings

Don’t Let Water Damage Soak Through Your Savings

Damage to a home can be costly and time-consuming to repair, but the dangers associated with water damage extend beyond the immediately obvious. Even surfaces that do not feel wet to the touch may conceal serious damage to internal structures, which in turn can lead to even greater repair costs down the line. If the damage isn't covered by your homeowners insurance, then expect the...

On The Road With Uninsured Motorists

On The Road With Uninsured Motorists

A car accident is a shocking event, even when damages are minimal and there are no serious injuries. But at least the insurance company should pay for your vehicle repairs – if you have the right policy. Thankfully, we know car insurance and we want to help you get the coverage that's best for you before you need it. When the Accident Wasn't Your Fault...

Top 5 Rules Of Defensive Driving

In terms of the physical makeup of cars, there's probably never been a safer time to be on the road. From blind spot warning systems to brake assist, advanced features such as these are all designed to help you steer clear of danger and avoid an oncoming crash. But one thing that even the best technology in the world can't change is behavior, as the...

Life Insurance May Be Cheaper Than You Think

RC4 Insurance Agency, LLC can help you evaluate your life insurance needs and costs. How much does life insurance cost? Probably a lot less than you think. A recent LIMRA study found that 63 percent of consumers polled indicated that life insurance was too expensive, yet 80 percent of consumers overestimate its cost by nearly threefold. LIMRA is a leading insurance and financial services trade...

Licensed, bonded, insured: What it means to you.

Don’t hesitate to ask your contractor for credentials. You have decided to build or remodel your home or business. This is a big step, both financially and emotionally. Choosing the right contractor to complete this project is also a big decision. Hiring the wrong contractor can lead to cost overruns, delays, substandard work and sometimes even litigation over disputes regarding the timing, quality or cost...