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Category: Personal Insurance

You Or Your Car: Who Is Insured?

You Or Your Car: Who Is Insured?

Auto insurance policies are written in complex legal language and most people will purchase a policy without fully understanding what is actually covered. So if you get in an accident while driving another person's car, will your auto insurance policy cover you? What about while you are driving a rental car? The fact is that each policy is different and typically the liability coverage follows...

Light The Sky, Not Your House This July 4th

Light The Sky, Not Your House This July 4th

Hamburgers, hotdogs, parades, and fireworks! The 4th of July is a great American holiday, and fireworks are a tradition that many communities enjoy. But first, a word of caution: make sure you light up the sky, and not your home! Fireworks can reach as high as 1,200 degrees Fahrenheit. The National Fire Protection Agency reported an estimated 17,800 structure fires and about $32 million in...

Summer Driving Safety Tips

Summer Driving Safety Tips

Ah, summertime – road trips, family vacations, and… teen drivers. If you have a teen driver in the family, he or she is going to want to drive more than during school days. Keeping everyone safe becomes more of a concern during the summer months. There are thousands of younger drivers on the road, many of whom don't have extensive driving experience, thereby increasing the...

How To Minimize The Fire Hazards In Your Home

How To Minimize The Fire Hazards In Your Home

Your home is probably your most valuable possession; losing it to fire is unimaginable, but it happens. As a homeowner, you can take steps to minimize the fire hazards in your home and not only protect your loved ones, but also avoid expensive property damage. Plan an Escape Route Every family member should be involved in a fire safety plan so each person knows exactly what to...

Pedestrian Death Rate Up By Double Digits

Smartphones have become so ubiquitous, it's hard to think of a scenario where you haven't seen them being used. We Americans have become literally fixated on our phones that we can be seen using them when they should clearly be in a pocket or at least in silent mode - such as when watching a movie in a theater or when riding a bicycle. Unfortunately,...