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Category: Business Insurance

Cyber Risk Insurance: New Coverage For Emerging Risks

Cyber insurance is now available to address many emerging risks. It seems you can’t turn on the news without hearing about a cyber-related crime or incident. Criminals are increasingly using ransomware as a means of extortion. Ransomware is a form of malware, usually delivered by email phishing scams, that locks victims out of their critical data until they pay the criminals a fee. The FBI...

Own A Home Office? Here Are Some Handy Tips

More Americans than ever before work from home due to the rising digital era of commerce and business. Last summer, Gallup, a research and polling organization, reported the rate of U.S. telecommuters increased significantly between 2014 and 2015 to reach 37 percent of the workforce. A rapidly growing portion of the workforce works entirely from home whether they are self-employed or part of a company's staff. If you work from home,...

Ready To Become A Small Business Owner? 10 Things You Should Know

Small businesses are the economy's engine, and owning one of these companies is a cornerstone of the American dream. If you are ready to become a small-business owner, RC4 Insurance Agency, LLC believes there are certain things you ought to know. Here are 10 of the top matters to consider when deciding to launch a small business: 1. The SBA is your friend The U.S....

Key Attributes Millennials Are Seeking In An Employer

A successful business is much more than the sum of its parts, something that satisfied employees come to realize in the days after being hired. Still, these "parts" are typically the first elements job seekers investigate when determining the best places to work. Representing approximately one-fourth of the U.S. population, millennials account for a major segment of job hunters, who are looking for as close...

Sharing A Business Space? Know The Risks

Sharing A Business Space? Know The Risks

Sharing a business space reduces costs, but there may be hidden financial risks. If you are planning to share a space with another professional or business, it's important that you are protected by the right type of insurance. Your current policy may not adequately cover your business if you co-work with another professional in your industry or related enterprise. Sharing the costs of overhead can be...