Category: Auto Insurance
How to Know if You Have Enough Auto Insurance
Posted: August 25, 2012
Great article in the New York Times on what you should consider when evaluating your auto insurance risk. Does it really make sense to pay more for maximum coverage? And what does it really mean to be underinsured anyway? First, the facts. The approximately 210 million licensed drivers in the United States had an estimated 5,419,000 crashes that police took reports on in 2010,...
PERSONAL VEHICLE RENTALS AND YOUR MINNESOTA AUTO INSURANCE POLICY
Posted: July 20, 2012
All personal auto insurance policies issued in Minnesota have statutory coverage when you rent a vehicle in the United States. All laws have limitations so here is the law for you to review: Minnesota Statute 65B.49 Subd. 5a. Rental vehicles. (a) Every plan of reparation security, wherever issued, insuring a natural person as named insured, covering private passenger vehicles as defined under section...
ONE REASON WHY AUTO INSURANCE RATES WILL BE ON THE RISE IN 2012
Posted: June 1, 2012
Hail claims for vehicle damage spiked in 2011 Insurance losses for hail-related damage to vehicles more than doubled last year compared with the previous three years, an analysis by the Highway Loss Data Institute (HLDI) shows. Using information from insurers about weather-related losses under comprehensive coverage, HLDI matched the dates of those claims to hail events recorded by the National Oceanic and Atmospheric Administration to...
Eight Auto Insurance Myths
Posted: May 18, 2012
When purchasing car insurance, it’s important to understand the factors that affect your car insurance premium rates and coverage. But how do you differentiate between truth and fiction? A good place to start is by dispelling some common myths about auto insurance: Myth 1 – Color determines the price of auto insurance It doesn’t matter if your car is red, green or purple....
The Dangers of Distracted Driving
Posted: April 11, 2012
April is National Distracted Driving Awareness month. Distracted driving is a dangerous epidemic on America's roadways. According to the National Highway Traffic Safety Administration (NHTSA), nearly 5,500 people were killed on U.S. roadways in 2009 as a result of distracted driving and an estimated 448,000 people were injured. REQUEST A AUTO INSURANCE QUOTE FROM RC4 INSURANCE AGENCY, LLC Has the following ever happened to you? ...
