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Category: Auto Insurance

PERSONAL VEHICLE RENTALS AND YOUR MINNESOTA AUTO INSURANCE POLICY

All personal auto insurance policies issued in Minnesota have statutory coverage when you rent a vehicle in the United States.  All laws have limitations so here is the law for you to review:   Minnesota Statute 65B.49 Subd. 5a. Rental vehicles.   (a) Every plan of reparation security, wherever issued, insuring a natural person as named insured, covering private passenger vehicles as defined under section...

ONE REASON WHY AUTO INSURANCE RATES WILL BE ON THE RISE IN 2012

Hail claims for vehicle damage spiked in 2011 Insurance losses for hail-related damage to vehicles more than doubled last year compared with the previous three years, an analysis by the Highway Loss Data Institute (HLDI) shows. Using information from insurers about weather-related losses under comprehensive coverage, HLDI matched the dates of those claims to hail events recorded by the National Oceanic and Atmospheric Administration to...

Eight Auto Insurance Myths

  When purchasing car insurance, it’s important to understand the factors that affect your car insurance premium rates and coverage. But how do you differentiate between truth and fiction? A good place to start is by dispelling some common myths about auto insurance:   Myth 1 – Color determines the price of auto insurance It doesn’t matter if your car is red, green or purple....

The Dangers of Distracted Driving

April is National Distracted Driving Awareness month.  Distracted driving is a dangerous epidemic on America's roadways.  According to the National Highway Traffic Safety Administration (NHTSA), nearly 5,500 people were killed on U.S. roadways in 2009 as a result of distracted driving and an estimated 448,000 people were injured. REQUEST A AUTO INSURANCE QUOTE FROM RC4 INSURANCE AGENCY, LLC Has the following ever happened to you? ...

First Day of Winter-Winter Driving Reminders

Today is the first day of winter so might be a great idea for refreshing the basics of winter driving. Hopefully I don't jinx the little snow fall in Minnesota this year.  Happy Holidays!!! The Weather Outside Is Frightful: So Is The Driving! Cars may be safer than they were decades ago, and weather forecasting may be more accurate, but winter is still one of...