Insurance Blog
Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Why Are Homeowners Insurance Rates Rising?
Posted: April 8, 2009
Homeowners know that the price they pay for insurance depends on factors like type of construction, age of the home and the quality of local fire protection services. Nevertheless, it is the extraordinary number of catastrophes, the high cost of home repairs, the aging of the U.S. housing stock and the emergence of mold claims (yes, I said mold) that are pushing homeowners insurance rates...
Why Do Auto Insurance Rates Rise?
Posted: March 31, 2009
Vehicle owners understand that their personal driving record, the type of vehicle they drive and how much they drive influence the cost of auto insurance. Yet rising medical costs, sharply higher vehicle repair costs and soaring jury awards in vehicular liability cases are the principle drivers behind higher auto insurance rates today. In several states, fraud and abuse is pushing up the cost of auto...
Personal Property Inventory
Posted: March 20, 2009
Would you be able to remember all your possessions in the event of catastrophic homeowners loss? Most people would say no. Don't make a terrible loss worse. Start a personal property/home inventory today. If making a personal property/home inventory seems to be daunting and expensive help is here with "Know Your Stuff". Know Your Stuff makes creating and updating your home inventory easy. And with...
Business Insurance And Personal Exposure
Posted: December 30, 2008
If you're running a business from your home, you have no insurance coverage for a business exposure. Personal homeowner, auto or umbrella policies provide no coverage for business liability, professional liability, workers’ compensation, business auto, business equipment, and loss of business income. Some homeowner's policies have a business liability endorsement but this endorsement creates a larger problem. Most small business owners want to keep personal...
Independent Insurance Agent Advantage
Posted: October 24, 2008
Today insurance companies use many different types of distribution channels to reach and sell insurance products to consumers. Distribution channels range from local offices, Internet websites, and 800 numbers. Some insurance companies have even opened direct access for consumers to make changes on policies at anytime through use of the Internet. Technology and automation have increased competition among insurance companies which has kept cost for...
