Insurance Blog
Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Don’t Get Into a Storage War; Make Sure Your Storage Unit Is Properly Insured
Posted: March 1, 2013
Homeowners Insurance May Provide Off-premises Protection, But Policy Limits Differ Whether you are downsizing to a smaller home, safeguarding heirlooms after a death in the family or just cannot let go of those old mementos, storage units can provide a useful solution for dealing with extra belongings. While storage units may be the answer to de-cluttering your home, adequate insurance coverage is the answer to...
Maximize Your Insurance Dollars While Avoiding Five Common Insurance Mistakes
Posted: February 8, 2013
Facing higher tax rates, sluggish job growth and a faltering economy, consumers are reevaluating the way they spend their money. There are many smart ways to save on homeowners and auto insurance, but making the wrong choices can result in being dangerously underinsured. “There are simple steps you can take to cut the cost of your home and auto insurance while continuing to be financially...
Losses to catastrophic weather events rank 2012 among the worst on record
Posted: January 3, 2013
More bad news for property claims. Property insurance rates will increase significantly in 2013. The National Climatic Data Center has issued preliminary year-end statistics for the worst of U.S. weather in 2012 – the so-called “billion-dollar list” – and even without the final tallies filled in, the picture is not pretty. At least 11 weather events are known to have caused more than...
Family Cars Outperform Luxury Models In Crash Test
Posted: December 20, 2012
ARLINGTON, Va. — A group of moderately priced midsize cars outperformed most of their luxury counterparts in a challenging new frontal crash test conducted by the Insurance Institute for Highway Safety (IIHS) on 2013 models. Of the 18 midsize family cars evaluated in the small overlap test, two earn the top rating of good, 11 earn acceptable, three earn marginal, and two are...
Holiday Losses & Winter Driving Safety
Posted: December 7, 2012
HOLIDAY FIRE LOSSES U.S. fire departments respond to an average of 240 home Christmas tree fires each year, according to a 2011 report by the National Fire Protection Association based on 2005-2009 data. These fires are responsible for an average of 13 deaths, 27 injuries, and $16.7 million in direct property damage annually, according to the NFPA. For further information see the NFPA‘s holiday statistics. Winter...