Insurance Blog
Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
How Can I Avoid Scams After a Disaster?
Posted: November 8, 2012
If your home was destroyed by a hurricane, wildfire or other disaster, be cautious. Unfortunately, there are dishonest service providers that prey on disaster victims. They know that people who have lost their homes and valuables may not be thinking clearly. If you have suffered this type of loss, don’t make any rash decisions. Talk to your insurance agent, who may recommend service providers in...
A Rise in Roommates Raises Questions about Home and Auto Insurance
Posted: October 23, 2012
The number of people living in roommate and unmarried partner situations is on the rise in the U.S., raising questions about home and auto insurance, according to the Insurance Information Institute (I.I.I.). One out of every eight homes in the U.S. is now inhabited by two or more people who are not related to each other—an increase of over 5 percent from 2000 to 2010,...
WHAT COVERAGE IS INCLUDED IN A STANDARD HOMEOWNERS INSURANCE POLICY
Posted: September 27, 2012
A standard homeowners insurance policy includes four essential types of coverage. They include: Coverage for the structure of your home. Coverage for your personal belongings. Liability protection. Additional living expenses in the event you are temporarily unable to live in your home because of a fire or other insured disaster. 1. The structure of your house This part of your policy pays to repair or...
How to Know if You Have Enough Auto Insurance
Posted: August 25, 2012
Great article in the New York Times on what you should consider when evaluating your auto insurance risk. Does it really make sense to pay more for maximum coverage? And what does it really mean to be underinsured anyway? First, the facts. The approximately 210 million licensed drivers in the United States had an estimated 5,419,000 crashes that police took reports on in 2010,...
Condo Insurance Is Complex
Posted: August 17, 2012
Condo insurance is complex and we can provide useful advice to help get the coverage you need. Getting insurance for a condo is a lot different from buying a policy for a single-family house, and it can be pretty confusing for many new condo owners, especially when it comes to insuring personal items like furniture or deciding if they need to insure the unit...
