General Liability, Professional Liability, and BOP: Which One Is Right for You?
Posted: February 19, 2023
One thing is certain. If you own a business, you need business insurance. Without it, you would face paying out of pocket to defend legal claims or pay judgments against your company. This could be financially devastating for many businesses. The question is, what types of coverage do you need to best protect your business? Do you need general liability, professional liability, or a BOP?...
What is Pet Insurance and Do I Need It?
Posted: February 16, 2023
If you have a pet, you may want to consider pet insurance. Without it, you may be faced with a large vet bill or a tough decision. Pet insurance is a health insurance policy for your pet. It is available for dogs, cats, exotic birds, ferrets, rabbits, potbelly pigs, reptiles, and certain rodents. As with health insurance for people, you pay a premium in exchange...
American Heart Month
Posted: February 10, 2023
February is American Heart Month, by annual proclamation of the President of the United States, in acknowledgement of the vital fight to treat and resolve cardiovascular disease. It is a time for Americans to focus on their cardiovascular health. As stated by the CDC, heart disease is the leading cause of death in the U.S. Cardiovascular disease and mortality is increasing in working-age adults, and...
Should I Insure My Home Based Business?
Posted: February 8, 2023
A home-based business is any business with its primary office located in the owner’s home, regardless of type or size. Many well known companies began as home-based, including Apple, Baskin-Robbins, Hallmark, and Purex, as stated by Entrepreneur. With so much that can be done online, operating virtually from home is more feasible than ever today. A business operated from the comfort of your home is...
Should I have an Emergency Fund Along with Life Insurance?
Posted: February 7, 2023
Life insurance can help protect your loved ones financially in case of your death. If you have a whole life or universal life insurance policy, you may be able to access accumulated cash value for emergency funds during your lifetime. Even so, it is a good idea to have an emergency fund in addition to life insurance. You never know when the unexpected will happen....
